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Our Services

Our Services

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  • Merchant Cash Advance

    A merchant cash advance is a lump sum of payment in advance for a percentage share of future gross sales revenue. This repayment is collected by the borrower via the lender’s credit card processor. The lenders’ prime target market consists of those businesses with strong credit card sales. The repayment time schedule and amount varies according to the amount which is borrowed. Unsecured Business Loan

  • Term Loan

    A Term Loan provide upfront cash to invest in and grow your business. It can be long or short term with a fix rate.

  • ACH Loans

    Our ACH‏ (Automatic Clearing House) loan program is targeted towards those businesses that create revenue without credit card processing. We now enable borrowers to make repayments through banks. A preset amount is established in the beginning of the cash advance and these payments are deposited in daily bank deposits. This bypass the requirement of having to process credit cards for business entrepreneurs, in order to get a cash advance. This service also enables our customers to continue their affiliation with their existent credit card vendors. For more details call us, or apply online. We will get back to you shortly to discuss the financing options available to you. Unsecured Business Loan.

  • SBA Loan

    Small businesses‏ play a vital role in the economy. They contribute to US economic growth, acting as job creators for more than half of the country’s private workforce. Yet despite being the backbone of the US economy, small businesses still need more support from the government to expand and reach their full capacities. A business cash advance is a lump sum of payment in advance for a percentage share of future gross sales revenue. This repayment is collected by the borrower via the lender’s credit card processor. We have made the loan application process very easy and require minimal paperwork and no application costs.

  • Business Loans After Bankruptcy

    Every successful business owner has had his share of taking risks, while climbing the ladder of success. Success in business and risk taking go hand in hand. However, sometimes risks take their toll on a business entrepreneur’s financial position and the inevitable outcome is to file for bankruptcy. In such a case, it is the wisest business decision to make rather than coming across as a failure. If you own a business but already have a bankruptcy filing record, then surely bad credit history will be making it very hard for you to obtain a loan from banks or other traditional lending organizations. However, we offer a remarkable alternative in the form of a cash advance. The best part is that having a bad credit history does not matter. Our loan alternative will draw repayments from future monthly revenues that your business venture will earn. No application costs apply as well. Our cash advance comes with fast delivery, flexible terms of repayment and no accumulative interest amount. We simply provide a bulk amount of cash and repayment is made by the delegation of a small percentage of future earnings which your business will make. Our loan amounts vary from $10,000 to $500,000 and above. Unsecured Business Loan.

  • Factoring

    Turn your open invoices into cash today. Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount. . Waiting to get paid is one of the biggest frustrations for many businesses. Companies with seasonal business, lumpy cash-flow or long payment cycles can especially relate. Some customers demand generous terms or are simply slow payers (government and corporate clients come to mind). With factoring, you can turn invoices into working capital that you may use to run your business, expand operations or hire new employees.

  • Residential and Commercial Loan Products

    Residential Fix and Flip (Purchase and Refi)
    Commercial Fix and Fix (Purchase and Refi)
    Commercial Mortgages.
    1-4 Unit permanent Non- Bank product (Purchase and Refi).
    Unsecured Business Line of credit Coming in the form of a credit card (FICO based)
    Stated Income (Purchase and Refi)
    Bridge (Purchased and Refi)

  • Business Line of Credit

    Our Business Line of Credit offering is directly aimed at those entrepreneurs who are having a hard time acquiring a loan in the tough economic climate of today. If you are looking for readily available funds to enable your business to perform at the peak of its potential, then look no further. Our offering We provide a business line of credit as a merchant cash advance, with fast delivery, flexible terms of repayment and no accumulative interest amount. We simply provide a bulk amount of cash and repayment is made by the delegation of a small percentage of each future sale which your business will make. Our flexible terms may also allow for a decrease of repayment amounts per revenue if sales are low, due to a slow economy. Who is eligible? There are no eligibility requirements. All a business needs to show is that it has been in operation since 6 months to be qualified for a business line of credit. No restriction on use It is entirely up to a business how it uses the cash advance there are no restrictions in that regard. A business may utilize it as essential working capital, to pay debt, for store refurbishment, for purchasing equipment and facility upgrades or even store relocation. The choice is yours Unsecured Business Loan.

  • Equipment Finance

    H and J Capital know that every business is unique and different. We also know that the equipment you need is going to make your business more profitable. We pride ourselves on our outstanding customer service. Our goal is to fund our client’s quick with acceptable rates and terms.

  • Medical

    Getting your own practice is both passion and fascinating. But also face a lot or challenges specially the overhead in paying high insurance policies, employees and the rent of a medical building office.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Dental Practice

    Starting a dental practice requires initial expenses, which may include costs for property, equipment, transportation, business stationery and more. During this crucial, initial stage, you will also have to cover other costs, such as wages, rent, utilities, etc. Since your income in the beginning might not be sufficient to cover all these costs, you will need additional finance, or working capital to afford these expenditures. This is where we come in to assist you.We have a merchant cash advance to help you establish and grow your dental practice without worry. All you have to do is to register with our easy, hassle free, online application system to assess the amount and method of financing you will need to start your business smoothly.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Automotive

    Operating your own Automotive business can be rewarding and enjoyable as long you are prepared to meet the unique industry challenges. Keeping a good amount of inventory, certified technician and mechanic’s high salaries, and high store front rent. Getting a working capital from your local Bank and had to wait weeks or months for an answer it can be very frustrated. There is a bride side H and J Capital Group will help you to get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Trucking

    Trucking is a rapidly growing Industry, but also. present several challenges for small and medium size carriers. Some of this challenge are 1 Regulation, Fuel Savings, Drivers health and Safety, But the most challenging is the cash flow. Trucking fleets may wait as long as 60 to 90 days to get paid by brokers and shippers. This extended cycle can drain a fleet’s cash flow and knit growth.Getting a world capital from your local Bank and had to wait weeks or months for an answer it can be-very frustrated.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Construction

    Despite the rapidly recovering construction market, many companies are still finding it difficult to be successful, Margins are tighter than ever and a lot of companies are trading dollars, but not finding the success they are seeking.. These are some of the challenges that the Industry is facing right now. Undercapitalization, inadequate planning, uncontrol growth, end bad cash flow Getting a working capital from your local Bank and had to wait weeks or months for an answer it can be very frustrated.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Cosmetic & Beauty

    Owning a Cosmetic and Beauty Business it can be fascinating but also very hard when you are worry about when to get the funds to Pay your employees, to get the necessary inventory.Getting a working capital from your local Bank and had to wait weeks or-months for an answer it can be very frustrated.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Service

    The top challenge companies are facing is balancing the use of capital hiring the right employees, balancing the needs of the business growth. While, you’re pushing for more growth with that comes additional expenses. Getting a working capital from your local. Bank and had to wait weeks or months for an answer it can be very frustrated.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Transportation

    So when you started a transportation business, things are going well, but you can tell you need a little extra something to really help the business take off. What you need is working capital. Working Capital is the bread and butter of any business need. it’s the cash you have on hand for your day-to-day operations. Without it, your business is sure to struggle. Take a look at all the ways working capital can help advance your transportation business, and consider whether a working capital. loan is what you need to get the ball rolling. With a working capital, you can do a lot of thing in the transportation business.

     

    STAY ON TOP OF THE MAINTENANCEAND THE REPAIRS: Some vehicles in your fleet could be “just like new” with proper maintenance. Spend some of your working capital on maintaining your cars — think oil changes, new tires, etc. Without a regular maintenance, you could find yourself facing a more serious, and much more expensive, repair in the future. Trust us, you’re not going to be doing much business if your entire fleet is grounded due to maintenance issues.
    INVEST IN THE BEST THECNOLOGY: Installing GPS tracking and other enterprise technologies into the operations management of a transportation business can reduce loss, which should always be a priority. You could also integrate customer service management software as a way to improve profits through continuous communications, feedback and reporting when drivers are on the road.
    UPGRATE YOUR FLEET: Investing in new vehicles is a key recommendation for any transportation business. Your fleet is what makes your money, so deteriorating or malfunctioning vehicles are going to really hurt your bottom line. A working capital loan is a great way to get you the money you need to upgrade your vehicles.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Retail Loans

    Running a retail store can be a very lucrative venture but for most lenders, it’s considered high risk. It’s for this reason banks and financial organizations hesitate in providing financing to retail store owners and entrepreneurs for starting, running or renovating their retail outlets. we offer retail financing – cash advances to assist with the high end stresses of operating a retail business. Our loan delivery method is fast and provides great flexibility in terms of repayments.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Restaurant Loans

    Getting adequate funding for running a restaurant in today’s tough economic climate can’t be the easiest of tasks to achieve. With food prices rising astronomically, families are forced to cut back on luxuries like dining out. In addition, the situation looks even worse with unemployment on the rise and banks refusing to provide loans to restaurants with less-than-satisfactory credit rating.Fortunately, we have readily available financial solutions to aid restaurateurs in today’s troubled economy. Our seasoned and professional team of finance experts has the skills and resources to provide you with quick funding when you need it the most. We have a wide variety of financial solutions, from unsecured loans, merchant cash advances and more to carry out your financial needs and demands.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Contractors

    Being a good successful contractor is also facing a lot of this field Challenges. Lack of Skilled Workers, Unreliable Subcontractors, . High insurance Costs, and the most important. available Gas and finally, investment in technology can also provide greater insight into wholesale distributors customers and suppliers.Which customer Or suppliers are most profitable? What are each customer’s ordering patterns, revenues, margins, product mix,number of deliveries, costs and their resultant profitability?

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Manufactures

    Manufacturing Enterprises are very important to the US economy for many reasons. But they also must face several challenges.Regulatory compliance & traceability competition from low cost imports, Inventory carrying cost, large retailers Bypass distributors, and working capital.Getting a working capital from your local Bank and had to wait weeks or months for an answer it can be very frustrated.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.

  • Wholesalers

    The wholesale distribution industry has annual safes of approximately $7 trillion, Wholesale distributors have served an important role in the distribution and flow of goods for well over 100 years and haw been a driving force in the economy, but the challenges they lace today are unprecedented and greater than ever before. As a reed*, some are struggling to maintain their market position, market share and sustainable profitability. Getting a working capital from your local Bank and had to wait weeks or months for an answer it can be very frustrated. There is a bride side H and J Capital will help you to get the best competitive terms and rates in the Merchant Cash. Advance industry. Apply is very fast and simple. Minimum documentation is requiring, no collateral and personal low credit won’t be a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 3 to 4 business days to get the funds wire to your Business account.

     

    Getting a working capital from your local Bank can be very frustrated.  You may have to wait weeks or even months for an answer. The bride side to working with H and J Capital Group is that we are here to help you get the best competitive terms and rates in the Merchant Cash Advance industry. Apply is very fast and simple. The documentation is minimal, no collateral and personal low credit is not a problem. A very fast turnaround for approvals and receiving the funds. After the offer is accepted it will take between 24 to 72 hours to get the funds wire into your Bank.